Hong Kong virtual bank launches cross-border QR payment solution

Hong Kong’s lifestyle-driven virtual bank livi has launched livi QR Payment for the mainland Chinese market. The technology allows its customers to make cross-border payments in mainland China and other travel destinations such as Japan, South Korea and Thailand. 

The first cross-border QR payment solution launched by a Hong Kong virtual bank, livi QR Payment integrates with UnionPay’s payment and merchant network. It allows customers to pay securely at merchant outlets that display the UnionPay QR label using the livi app. 

“With the easing of border restrictions, our customers are keen on going to the mainland to visit their families and friends, conduct their business or go on an adventure. Livi QR Payment is simple, fast and seamless – customers can simply present or scan their QR code to complete the payment,” said livi Chief Product Officer Carol Hung.

“Livi QR Payment addresses customer concerns about handling fees and the trouble of managing cross-border payments on multiple platforms or e-wallets. We are delighted to introduce another secure payment experience together with UnionPay as we advance our payment offerings.”

Users of the app can:

· Activate mainland QR payment by: 

- Logging into the livi app and clicking “Pay”

- Selecting “Mainland China” at the top

- Tapping “Activate now” to enable “Outside Hong Kong QR Payment”

- Tapping “Confirm”. 

Once on the mainland, they can click ‘Pay’ in the livi app, and the Mainland QR code will automatically be presented for payment.

· All spending with livi QR Payment is settled in Hong Kong dollars at UnionPay’s exchange rates, with no handling fee incurred and no charge on currency exchange.

· Users can set a valid period for using the service, and can turn it off at any time.

· All transactions can be tracked, and customers will receive instant notifications.

· Customers can enjoy ‘shake shake’ rewards after paying with livi QR Payment - shaking the phone triggers the reward.

From now until 31 March 2023, livi customers who pay via livi QR payment will be entitled to shake and earn up to 100% Shake Shake Rewards. Rewards can be redeemed on the next purchase, and customers can enjoy rewards up to HK$500 per calendar month.

Zip's buy now, pay later payment option to be available on Singtel's Dash app

Source: Singtel. Singtel's Dash customers will be able to take advantage of Zip's buy now, pay later service.

Singtel and Zip, a global buy now, pay later (BNPL) player, have announced that Zip’s Pay Later service will be launched in Singapore on the Singtel Dash app.

The new service provides an alternate payment option for Dash customers, giving them the flexibility to choose between paying for their purchases immediately with Dash, or paying later with Zip. Dash customers can use Zip’s Pay Later service for in-store or online purchases from merchants such as Klook, Omnidesk, OSIM and Singtel.

Gilbert Chuah, Head of Financial and Lifestyle Services at Consumer Singapore, Singtel said, “Many of our customers want greater choice and control over managing their finances and our partnership with Zip provides just that with an alternative payment method that is transparent and flexible. This collaboration adds to Dash’s rapidly growing financial services business and we are working on expanding our suite of financial products and services to meet our customers’ diverse needs.”

According to FIS’ 2021 Global Payment Report*, BNPL is projected to be the fastest-growing payment method for Singapore, with transaction volume expected to increase from US$210 million in 2020 to US$1.3 billion by 2024. A study commissioned by Zip also showed that 56% of e-commerce users in Singapore have used or will consider using a BNPL service.

Over the next six months, Zip will be rolling out more payment schemes and bringing on board more than 2,000 merchants through partner agreements with AsiaPay, Razer Merchant Services and HitPay. 

Details:

Zip’s current payment scheme offers four interest-free instalments across six weeks.

Customers can use the Pay Later service once they have to set up a Zip account through the Dash app.

*https://worldpay.globalpaymentsreport.com/en/

Dash users can now take advantage of Apple Pay

From now on, Singtel Dash customers can make payments using Apple Pay at millions of participating on- and offline merchants worldwide.

Wirecard, the digital financial technology provider, has enabled this by supporting the Dash mobile wallet’s Visa Virtual Account on Apple Pay.


Brigitte Haeuser-Axtner, Executive VP, Sales Asia, Digital & Telecommunications at Wirecard said, “As leaders in digital financial technology, we are proud to work with Singtel to bring Dash to an even larger group of potential customers, and to connect consumers with merchants around the globe. Asia continues to be the leader of the digital payments revolution worldwide, and we are excited to be at the forefront of these innovations.”

“With the increasing popularity of mobile and online payments, Dash enables easy, secure and seamless payment options between our partner merchants and our more than half a million Dash customers on the platform of their choice,” said Gilbert Chuah, Head of mCommerce at Singtel.

“Our expanded partnership with Wirecard to bring Dash to Apple Pay reflects our commitment to enhance the digital payment experience for both merchants and customers.”

Singtel Dash is Singapore’s only all-in-one digital wallet which provides a safe and secure mobile payments solution for shopping, commuting, and remitting money. Dash’s Visa Virtual Account is the first of its kind in Singapore and was introduced in 2017.

The inclusion of Dash into Apple Pay complements the increasing popularity of online shopping in Singapore. Wirecard’s 2018 International Holiday Shopping Report found that 67% of Singaporeans surveyed prefer shopping online, either via desktop or mobile, while 20% prefer shopping in-store. The ability to use mobile payments in-store is a welcome innovation with 51% of respondents saying it would improve their shopping experience.

Explore:

Read the TechTrade Asia blog post about Singtel and Visa Virtual Accounts

NETSPay now available for OCBC and UOB cards

- More than 11 million NETS cardholders will be able to make secure NETS payments using their phones at more than 60,000 NETS QR acceptance points

- NETSPay users can store up to 10 ATM bank cards on the app; easy to separate and track transactions

- NETSPay users can also make payments on a mobile app (e.g. AXS m-Station) and on websites, not just at points-of-sale

OCBC Bank and UOB customers will now be able to make NETS payments with their mobile phones via the NETSPay app instead of using their physical NETS ATM bank cards* with participating merchants. Merchants which will be offering NETSPay as a payment option on their mobile apps and websites include Qoo10, Audio House, NTUC Income, Singapore Mint, Metro Department Store and Rydesharing.com.

OCBC Bank and UOB customers can digitise (store) their NETS ATM bankcards on their mobile phones for NETS payments at more than 105,000 acceptance points island-wide including at more than 60,000 NETS QR acceptance points, making mobile payments available to more than 11 million NETS cardholders. NETS static QR will be incorporated under the SG QR code specifications when the latter is released later in the year.

NETSPay works just like the physical NETS ATM bank card with purchases debited directly from the customer’s bank account. Consumers just have to scan the NETS QR code or tap their NFC-enabled phone on a NETS terminal to make payments. Paying via NETSPay comes with the added advantage of not having to key in a PIN for transactions of less than S$100.

Jeffrey Goh, Group CEO, NETS Group, said, “We are pleased to welcome OCBC and UOB cardholders to NETSPay. Since NETSPay was launched in Oct 2017, we have already seen transactions increase 70-fold as consumers see the convenience and benefits of mobile payments at point-of-sale. We’re confident that this number will continue to grow exponentially with the addition of OCBC and UOB customers.”

Milind Sanghavi, Head of Digital Payments, OCBC Bank, said, “Mobile payments are gaining steam in Singapore, with increasing levels of awareness and the government’s push for a cashless society. OCBC started our war on cash with OCBC Pay Anyone, the industry’s first cashless payments solution, in 2014. Last year, we upped the ante to provide our customers a consolidated payments app and partnered with NETS to offer peer-to-merchant and peer-to-peer payments via QR codes, in addition to payments via mobile numbers, Facebook and emails.

“While we have seen exponential growth in our customers’ cashless payments adoption volumes, digital payments still take up only a small portion of the total number of payment transactions in Singapore, so we are delighted to deepen the partnership with NETS, with its NETSPay service, to tap into the growth opportunity in digital payments. This will give our customers an additional avenue to perform digital NETS payments – via a QR code scan or a contactless tap directly from their mobile devices. We are confident the ease of usage of the NETSPay platform will encourage more customers to adopt mobile payments as a primary mode of payment, displacing cash,” he added.

Aaron Chiew, Head of Digital and Mobile, Regional Digital Banking, UOB, said, “At UOB, we know that our customers want simpler, smarter and secure ways to make payments through the mobile phone. For example, our customers have taken to the ease of using their phones to pay by NETS, with such transactions growing an average of 198% every month since we enabled NETS QR code and NETS mobile contactless payments on our mobile banking app UOB Mighty last year. The NETSPay app will complement our initiatives and give our customers different options that enable them to make mobile contactless payments directly from their bank accounts.”

NETSPay users are not just limited to making contactless and QR code payments at retailers (point-of-sale). The service is also available as a payment option within a mobile app (e.g. AXS m-Station) and for online QR payments at e-commerce websites.

Since May 2018, AXS m-Station users have been able to pay their bills via NETSPay. NETSPay uses the phone’s fingerprint or passcode authorisation to effect payment, doing away with the need to key in Internet banking token or credit card details.

Joey Chang, CEO, AXS, said, “AXS is pleased to collaborate with NETS to enable NETSPay on AXS m-Station mobile app since 3 May 2018. NETSPay provides a quick and seamless mode of payment for our users, and with this convenience, we are very encouraged with the strong take-up numbers.”

Added Goh, “Our partnership with AXS provides NETSPay users with added convenience as they are now able to take care of another everyday payment, this time bill payments, with the same app. NETSPay truly is ‘the payment app that can’.”

As with its physical AXS Station counterpart, the AXS m-Station mobile app offers a one-stop experience for users to pay for a host of services including credit card bills, phone bills, utility bills, traffic fines, car park fines, phone card top-ups and more.

Details:

NETSPay users can store up to 10 ATM bank cards on the app, allowing them to choose between bank accounts for different purchases. This enables NETSPay users to dedicate bank accounts for different types of purchases and also track their transactions by bank account on the app

To pay via NETSPay:

All phones	NFC-enabled phones
1.     Open the NETSPay app 2.     Select Scan Code 3.     Scan the NETS QR code to complete payment	1.     Tap phone* on terminal *NETSPay must be set as the default payment app

*UOB customers can also digitise their NETS ATM bank cards on and make payment through the Bank’s mobile banking app, UOB Mighty.

**NETS QR code and NETS mobile contactless payments were enabled on UOB Mighty in September and December 2017 respectively.

Double 12 Global Shopping Festival to woo Alipay users

Source: Alipay Facebook page. Flag advertising the Double 12 Global Shopping Festival.

Alipay, the world’s largest online, mobile payments and lifestyle platform operated by Ant Financial Services Group, today kicked off its 2017 Double 12 Global Shopping Festival in Southeast Asia, including Singapore, Malaysia, Thailand and the Philippines.

Globally, Double 12 will occur in 15 countries and territories spanning across four continents. Over 500 brands and 100,000 merchants are participating worldwide to offer exclusive promotions throughout December to Alipay users.

“With Alipay’s global vision to enable smart lifestyle for consumers, Double 12 Global Shopping Festival is our ‘glocalisation’ strategy to achieve the vision through localised service offerings,” said Cherry Huang, GM, Cross-border Business for South and Southeast Asia, Alipay.

“The South and Southeast Asia region continues to be an attractive travel destination for mainland Chinese travelers. Our extensive merchant network in this region across hospitality, food and beverage (F&B), attractions, and shopping will provide mainland Chinese travellers a cashless experience while they eat, play and entertain. In particular, some of our most attractive Double 12 promotions are available at airports and prime shopping districts, where millions of Chinese travellers frequent.”

Singapore

- Department stores Tangs, Metro and Robinsons along Orchard Road will offer Alipay users discounts of up to 50% on selected products.

- Suntec City: one RMB50 shopping e-coupon and one RMB25 dining e-coupon per Alipay user

- Flying Through Time show admission at Resorts World Sentosa: 40% off when you purchase more than two adult admission tickets

- Jurong Bird Park, Night Safari, River Safari and Singapore Zoo: selected souvenirs and drinks at 50% off

- Wild Wild Wet: 50% off the 2nd ticket purchased

Malaysia

- At Suria KLCC, Alipay users will be able to redeem a RMB20 shopping e-coupon and a RMB10 dining e-coupon collected via their Alipay app. These can be used at selected merchants. Besides that, over 100 merchants in the shopping complex will accept Alipay payments, with many offering 50% discounts to celebrate the shopping festival.

- At the Robinsons department store, mainland Chinese travellers can enjoy deals of up to 50% off selected items, while Eraman duty-free stores at airports will be holding a Swarovski jewelry lucky draw for Alipay users who spend over RMB2,000 via Huabei, a consumer financing service featured within the Alipay app. 

Thailand

- Apartment store Siam Paragon, Siam Discovery, Siam Center, Emporium, Em Quartier and Bluport will offer Alipay users shopping discounts of up to 50% on selected products.

- Fashion brand LaLaMa by NaRaYa and NARA by NaRaYa will offer Alipay users shopping discounts of up to 50%.

- 7-Eleven convenience stores across Thailand offer 50% discounts on selected products to Alipay users.

In addition, Ant Financial’s strategic partners, including Truemoney in Thailand and GCash in the Philippines, will introduce Double 12 for local e-wallet users for the first time. In Thailand for example, more than 10,000 merchants will be participating in 1212 D-day Deals for Truemoney users while 3,000 merchants will offer exclusive discounts on 1212 GCash Day in the Philippines.

Explore:

Watch the event launch in Australia on Alipay's Facebook page

Hashtag: #Alipay1212, #Double12, #ShoppingFestival

Mastercard brings Apple Pay to Taiwan

Mastercard has introduced Apple Pay in Taiwan.  Mastercard is working with major card issuing institutions, including CTBC Bank, Cathy United Bank, E.SUN Bank, Standard Chartered, Taipei Fubon Bank, Taishin Bank and Union Bank of Taiwan to enable their customers using Mastercard credit cards with Apple Pay,  which transforms mobile payments with an easy, secure and private way to pay that’s fast and convenient.

“According to our latest research, 61% of consumers in Taiwan are aware of near field communications (NFC) technology and contactless payments, with more than 80% of consumers willing to try or continue using contactless payments*,” said Eva Chen, Head of Mastercard Taiwan. “Mastercard is committed to enabling a seamless, faster and safer payment experience for consumers and with Apple Pay, Mastercard cardholders will experience an easy, convenient and secure way to pay in stores, on the go from apps and on the web.”

Security and privacy are at the core of Apple Pay. When using  a credit or debit card with Apple Pay, the actual card numbers are not stored on the device, or on Apple servers. A unique "in between" device account number is assigned, encrypted and securely stored in a secure part of the device. Each transaction is further authorised with a one-time unique dynamic security code.

Apple Pay is easy to set up and users will continue to receive all of the rewards and benefits offered by credit cards. In stores, Apple Pay works with iPhone SE, iPhone 6 and later, and Apple Watch.

Online shopping in apps and on websites accepting Apple Pay is as simple as the touch of a finger with Touch ID, so there is no need to manually fill out forms or repeatedly typing in shipping and billing information. When paying for goods and services on the go in apps or Safari, Apple Pay works with iPhone 6 and later, iPhone SE, iPad Pro, iPad (5th generation), iPad Air 2, and iPad mini 3 and later. Users can also use Apple Pay in Safari on any Mac introduced in or after 2012 running macOS Sierra and confirm the payment with iPhone 6 or later or Apple Watch, or with Touch ID on the new MacBook Pro.

Interested?

From now through 30 June 2017, when people pay with Apple Pay using a Mastercard credit card at restaurants and supermarkets in Pacific Sogo Department Stores, Far Eastern Department Stores and Breeze Center, they will get an immediate NT$30 rebate for a NT$150 purchase. The promotion is available once a day per credit card, per person, and is limited to the first 20,000 shoppers per day.

*MIC, Consumer Behaviors Analysis of Mobile Payment

Sending Singapore remittances to Indonesia is now more convenient with new Dash service

Source: Singtel. A wefie to celebrate the launch of Singtel Dash’s new mobile remittance service.

Singtel and Telkomsel have launched a real-time mobile remittance service to Indonesia at Festival RISING50. Offered by SingCash under the Singtel Dash brand, this service allows customers in Singapore to send money to PT Pos Indonesia’s 4,500 cash-out points* across the country via Weselpos Instan**. This is an enhancement to the current facility that lets customers send money to Indonesian bank accounts.

Source: Singtel. From left: HE Ngurah Swajaya, Ambassador of the Republic of Indonesia to Singapore; Yuen Kuan Moon, CEO, Consumer Singapore, Singtel; Pak Ririek Adriansyah, CEO, Telkomsel and Pak Gilarsi Wahju Setijono, President Director, PT POS Indonesia launch Singtel Dash’s new mobile remittance service at Festival RISING50.

Source: Singtel. Part of the 4,000-strong crowd.

This marks the first time that Singtel and Telkomsel are collaborating on mobile money initiatives to drive innovation in both their markets. According to the Embassy of the Republic of Indonesia in Singapore, there are 200,000 Indonesians living and working in Singapore. Outward remittances from Singapore to Indonesia total more than US$409 million yearly***.

Yuen Kuan Moon, CEO, Consumer Singapore, Singtel, said, “Indonesia is one of our main remittance corridors and we are pleased to partner Telkomsel to offer convenient and secure mobile remittance cash pick-up service for our Indonesian friends. Singtel Dash will continue to enhance the mobile payments experience for our customers and enable their digital lifestyles. We are also excited to contribute to Singapore’s journey to a Smart Nation by developing the mobile payments ecosystem in Singapore.”

Ririek Adriansyah, CEO, Telkomsel, said, "Telkomsel's partnership in Singtel's remittance service is one effort to support our government in promoting financial inclusion for Indonesian people, especially the unbanked segment. Foreign remittance enables them to improve their quality of life as well as provide an opportunity to begin saving for the future. We believe every little effort to promote financial inclusion will also accelerate the growth of Indonesia’s economy."

In line with their commitment to work together on smart money initiatives, the two leading telcos also announced future plans to offer mobile remittance to Telkomsel’s TCash, offering a complete mobile wallet-to-mobile wallet experience. They also plan to expand the number of cash pickup points to GraPARI Telkomsel service centres, as well as PT Bank BRI branches in the second half of this year.

More than 4,000 Indonesians attended Festival RISING50 at the Embassy of the Republic of Indonesia in Singapore over the weekend. Presented by Singtel and Telkomsel, this is the first concert event of RISING50 celebrations held in commemoration of 50 years of bilateral relations between Singapore and Indonesia.

Popular Indonesian music artistes were specially invited to Singapore to take part in the festivities and entertain the Indonesian community. Pop band, Armada wowed the audience with songs such as Mau Dibawa Kemana and Pergi Pagi Pulang Pagi. Siti Badriah, one of Indonesia’s up-and-coming dangdut**** singers, got the crowd singing and dancing along with her hit songs such as Brondong Tua and Goyang Pumang. 

Singtel Dash is Singapore’s first all-in-one mobile payments solution that is available to everyone. It is the only mobile payments app that offers fast, secure and real-time mobile remittance services, supports in-store and online retail payments, as well as transit payments. Customers can enjoy paying with Singtel Dash for their taxi, bus and train rides, as well as at supermarkets, convenience stores and food courts. There are nearly 500,000 Singtel Dash customers today. Usage is growing; the volume of monthly transactions has doubled over the last six months. 

Interested?

To celebrate the launch of the service, Singtel Dash is offering remittance fee waivers until 31 March 2017 to customers who send money via Weselpos Instan.

*Kantor Pos (post office) branches operated by PT Pos Indonesia.

**Weselpos Instan is a remittance product of PT Pos Indonesia.

***Source: World Bank Bilateral Remittance Matrix 2015.

****Dangdut is a music genre for Indonesian folk and traditional popular music with roots in Hindustani, Malay, and Arabic music.

Western Union remittances available digitally to Maybank customers in Malaysia

Source: Western Union Financial Services. Bassem Awada, Western Union VP for Key Initiatives, Middle East, Africa, Asia Pacific, Eastern Europe and CIS (left) and Datuk Lim Hong Tat, Maybank Group Head, Community Financial Services (right) at the launch of Western Union Money Transfer Service via the Maybank M2U Mobile App.

Maybank and Western Union, a global payment services provider, have launched the first digital remittance service in Malaysia via the Maybank2u (M2u) mobile banking app. The digital remittance service is also available on the Maybank2u website.

The feature enables Maybank customers to transfer money to more than 500,000 Western Union agent locations in over 200 countries and territories*. The money transfer service is available 24 hours a day, seven days a week including public holidays, and allows customers to transfer up to RM10,000 in a day. Recipients are typically able to access the money much sooner than through traditional money transfer methods.

Maybank Group Head, Community Financial Services, Datuk Lim Hong Tat said that the new service will reinforce Maybank's online leadership and help the bank to grow its business of enabling transactions on digital platforms. "This new service reflects the same commitment we have as Western Union in providing consumers the best in cross-border financial services. Maybank customers are now able to enjoy fast, convenient and reliable cross-border remittance transfer services digitally around the world," he said.

"We have revolutionised the money transfer processes for Maybank customers when comparing with current practice, where they need to visit a Western Union Agent location in order to transfer money. Now, all they need to do is log in to the M2u App and select the Western Union service, and they are good to go."

Maybank is the leading mobile banking provider in Malaysia with 62% share of all mobile banking transactions in the country, performed via M2u.

Bassem Awada, Western Union VP for Key Initiatives, Middle East, Africa, Asia Pacific, Eastern Europe and CIS, said, "This mobile banking app not only grows our relationship with Maybank, but also strengthens our position in Malaysia's cross-border money transfer market. The combination of Maybank's strong presence in digital banking and Western Union's growing digital network, geographic reach and ability to exchange in 130 currencies enables us to move money quickly and reliably."

*Network data as of September 30, 2016

Starbucks, Tencent team up to make gifting, payment easier

Source: Starbucks. Wong.

Starbucks Coffee Company and Tencent Holdings, a provider of Internet value-added services in China, are co-creating a new social gifting feature on WeChat, China’s mobile social communications service, in early 2017. In addition Starbucks customers are now able to use WeChat Pay to make purchases at close to 2,500 Starbucks stores across mainland China.

This partnership positions Starbucks as the first retail brand to combine and bring a locally relevant social gifting and digital payment experience to life on WeChat in China. The new integrated feature will enable customers in China to gift others with Starbucks-branded gifts and products, together with a personalised message. Recipients can save their gifts and memories on their WeChat accounts and redeem their gift at Starbucks stores across China.

As part of this partnership, Starbucks will introduce the use of WeChat Pay for purchases in its retail stores in a continued effort to elevate the in-store experience for customers. This cash-free digital payment experience, which allows users to pay for their goods and services from their mobile devices, is one of the most popular payment methods in China, with more than 300 million users linking their bank cards with WeChat or QQ, another flagship service of Tencent, as of March 2016.

“Starbucks and Tencent share similar values to enable greater human connections through our respective products and services, and I am pleased to partner with an established and respected social and mobile industry leader in China,” said Belinda Wong, CEO, Starbucks China. “This new strategic partnership will leverage the strengths of both Starbucks and WeChat to create a true online-to-offline social gifting platform that will deepen our engagement with our customers in a unique and powerful way. Just as Starbucks cards are among the most gifted around the globe, we aspire to also become the most gifted brand digitally in China.”

“The strategic cooperation between WeChat and Starbucks enables us to bring the unique Starbucks retail experience seamlessly to hundreds of millions of WeChat users in China,” said Allen Zhang, Senior Executive VP, Tencent. “We are happy to be the partner of choice of Starbucks and look forward to deepening our connection to our users through the highest-quality services.”

Starbucks is committed to innovative digital experiences that surprise, delight and deliver an elevated Starbucks Experience for its customers across China. The online social gifting platform is part of the company’s growing digital presence focused on connecting with customers through digital channels, including the Starbucks Mobile App, the My Starbucks Rewards programme and social media.

Earlier this year, Starbucks launched a mobile payment system in China aimed at providing My Starbucks Rewards members access to a fast, seamless and convenient way to pay for purchases, using a preloaded Starbucks Gift Card on their mobile devices.

Mastercard removes digital payment barriers with Masterpass

Mastercard has unveiled the Masterpass global digital payment service, which it calls foundation for the future of commerce. The solution enables consumers to rely on their own bank to make fast, simple and secure digital payments – across devices and channels – anywhere they want to shop be it online, in app and now in-store, contactlessly. Mastercard is the first network to deliver an omnichannel, all-digital payment service for consumers, issuers and merchants leveraging advanced payment security.

Masterpass empowers issuing partners to deliver a bank-branded, all-digital payment solution. More than 80 million accounts will be automatically enabled through issuing partners as the service rolls out globally. The enhanced digital payment functionality helps issuers differentiate existing products, including mobile banking apps, by integrating digital payment functionality and new services like purchase alerts and paying with points.

The Masterpass vision is to support all forms of commerce in order to address the widest range of merchant experiences and consumer needs. Masterpass stores all payment information, including card details from both Mastercard and other payment networks, shipping information, and payment preferences in one convenient, secure place. With Masterpass, you can check out online or in merchant apps by simply clicking the Masterpass button and authenticating to complete the transaction. In-store, simply tap to pay at contactless-enabled merchants and get on your way. Masterpass also leverages the most advanced methods of payment security available today, including network tokenisation, which ensures information is protected.

Parts of the Middle East will see the converged Masterpass solution live by the end of 2016. Additional rollout of the enhanced Masterpass service in the Middle East and Asia Pacific will continue through 2016 and into 2017.

“With billions of cardholders across the globe, we are working with our issuers and merchants to ensure that we’re delivering digital payments that support consumer expectations for a familiar and secure payment experience both now and in the future,” said Craig Vosburg, President of North America, Mastercard. “The expansion of Masterpass represents an important evolution of our business. We’re packaging the intelligence and insights generated by digital payment solutions to power a wide range of merchant and consumer experiences.” 

  

MasterCard recently evolved its brand identity to reflect readiness and optimism about digital transformation that will provide seamless payment choices. "Mastercard is one of those unique brands that is instantly recognisable around the world,” said Raja Rajamannar, Chief Marketing and Communications officer, Mastercard. “To thrive in this new digital world where business moves faster than ever, we want to modernise and elevate the brand in a design that is simple and elegant, yet unquestionably Mastercard.” 

The evolved brand identity, including the most comprehensive brand design system ever introduced globally within Mastercard, will be rolled out to all Mastercard products, communications, and experiences, starting with Masterpass later this month, and across Mastercard beginning in the fall.

Interested?

Masterpass is currently available in 33 markets globally, with plans to expand to three more by the end of the year. Consumers will now be able to use Masterpass at the more than 5 million merchant locations in 77 countries that accept contactless payments, with the contactless capability to be rolled out progressively around the world. View the list of Masterpass online and in-app accepting merchants and see which in-store merchants accept contactless payments. 

Singtel offers discounts off Dash remittance fees

Singtel has announced that till 30 September 2016, those sending money to selected countries can enjoy 50% off remittance fees.

There are discounts for Indonesia (S$5), India (S$2.50) and China (S$8). Terms and conditions apply.

Interested?

Sign up at the Dash flagship stores at Lucky Plaza #01-26, or City Plaza #01-02

Chinese passengers can pay for Grab rides in Singapore, Thailand via Alipay

• Visitors from China can now use Alipay to pay for Grab rides in Singapore and Thailand
• Grab’s partnership with Alipay further highlights company’s commitment to providing a seamless app experience to customers

Grab, the Southeast Asian ride-hailing company and Ant Financial Services Group, the parent company of China’s largest third-party payment platform Alipay, are providing a cross-border payment solution to Chinese travellers visiting and residing in Singapore and Thailand. Starting today, Alipay users can pay for their taxi and private-hire car rides booked through the Grab app with their Alipay accounts.

Prior to this, Chinese travellers would have had to pay for their rides either by connecting their dual currency credit cards or making a payment via cash. With the Alipay payment option added, all Chinese travellers can pay for their fares in renminbi, without having to worry about currency exchange. Grab and Alipay plan to make the Alipay payment option available in other Southeast Asian markets that Grab currently operates in.

“We are constantly looking at ways to improve our app experience for local and international users. Providing multiple payment options that suit our customers’ preferences is a key focus area for us. Our partnership with Alipay allows Chinese travellers to use Grab to book taxis or private cars for a hassle-free way to get around the city – and they can use a payment method they are familiar with, go cashless and pay in Renminbi,” said Joel Yarbrough, Group Product Manager, Grab.

Sabrina Peng, Vice President of International Business at Ant Financial, said, “By collaborating with partners like Grab, we provide Chinese travellers the kind of convenience they are used to in China – no matter where they are in the world.”

To use Alipay, passengers need only open their Grab app, select GrabPay in the menu bar and add their Alipay account. Grab’s partnership with Alipay underlines the company’s continued commitment to making the Grab app an even more seamless experience for local and international users. Grab passengers can choose to pay with their preferred option, whether cash, credit card or Alipay. Grab is also partnering with local mobile operators to offer mobile wallet solutions.

Alipay has been working with local merchants in 69 overseas markets. As of May 2016, Alipay is accepted in more than 70,000 retail stores outside of China, and tax reimbursement via Alipay is supported in 24 countries and regions, including South Korea, Germany and France.

MasterCard supports Apple Pay in Singapore

MasterCard cardholders in Singapore can now use Apple Pay to pay in a simple, secure and seamless way. MasterCard is working with major banks, including DBS, OCBC, POSB, Standard Chartered and UOB, to enable their customers to use their MasterCard credit or debit cards with Apple Pay.

Apple users in Singapore can now use their iPhone SE, iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus and Apple Watch to make purchases in stores equipped with contactless readers, with just a tap of their iPhone and a thumbprint or passcode for verification, or by simply holding their Apple Watch to the card reader. Within mobile apps, payments can be made on iPhone SE, iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, iPad Air 2, iPad mini 3, iPad mini 4 and iPad Pro.

Security remains a priority

Security and privacy is at the core of Apple Pay. When you use a credit or debit card with Apple Pay, the actual card numbers are not stored on the device, nor on Apple servers. There is a separate token assigned to each of your Apple devices, which means that not only is the token number different from your ‘real’ card number, but it is also prevented from transacting via any other device. When you use your device for a transaction, it is the token and not the real card number that is provided to the merchant. As an added protection for consumers, Apple Pay incorporates extra security features such as Touch ID to authorise every payment. MasterCard’s secure payment platform, MasterCard Digital Enablement Service, is key to enabling MasterCard cardholders to use Apple Pay.

“The biggest change we’ve seen in the payments space recently is the transformation of every electronic device into a shopping device, from mobile phones to watches. The readiness of Singapore’s consumers to embrace mobile payments, coupled with the rapid uptake of mobile payments is quickly changing the dynamics of shopping and transacting online. With Apple Pay, MasterCard cardholders will have the flexibility and assurance to make secure digital payments wherever and whenever they want,” said Deborah Heng, Group Head and GM, MasterCard Singapore.

For consumers and retailers alike, every purchase made with a MasterCard using Apple Pay is a transaction that offers all the benefits and guarantees of a transaction with the physical MasterCard – points, cashback and insurance protection.

With the MasterCard Nearby app, a location-based app that identifies retailers that accept contactless payments, cardholders can easily locate shops which accept Apple Pay. These locations are part of the MasterCard contactless global footprint of 5 million contactless terminals in 77 countries around the world.

Recent figures from MasterCard indicate that consumers in Singapore are supportive of the idea of adopting contactless payments. Consumers in Singapore are among Asia’s top three adopters of digital wallets and interest has been climbing steadily with one in four likely to use a digital wallet compared to just one in 20 three years ago.

MasterCard's Mobile Shopping Survey*, announced in February this year, reveals that consumers in Asia Pacific are embracing new mobile technologies with one in five (19.5%) using digital wallets, a two-fold increase from two years ago (9.7%). Smartphone users in emerging markets, China (45%) and India (36.7%) are the biggest adopters of digital wallets in the region, but smartphone users in Singapore (23.3 percent) come in third.

In Singapore, mobile banking apps (44.3%) are most widely used among other new mobile technologies, followed by digital wallets (23.3%) and in-app shopping (22.8%). Digital wallets have seen the fastest uptake over the last year with a four-fold increase (5.7% in 2014), compared to mobile banking apps and in-app shopping which saw a growth of 3.7% and 7.8% respectively.

In addition, the survey found that half of respondents in Asia Pacific had made a purchase using their smartphones in the last three months. Three quarters of people in India (76.4%) and China (76.1%), recently shopped on smartphones. In Singapore, 48.5% of respondents have made a purchase through their mobile phones in the last three months, an increase from 36.7% in 2014.The top three spend categories are clothing and other fashion accessories (37.3%), coupon/deal sites (22.3%) and tickets for movies (22.1%).

• Overall, close to half of respondents (48.5%) across the region have made a purchase using their smartphone in the past three months, with South Korea (62%) and Thailand (61.1%) in third and fourth places, behind India and China. On the other end of the spectrum, Australians (23.7%) and New Zealanders (16.2%) are the least likely to shop online via their mobile phones. 
• India tops the region in growth rates, with the number of people shopping on smartphones rising by 29.3% from two years ago, followed by Vietnam (17.7%) and Singapore (17.1%).
• More than half of the respondents across Asia Pacific (53.9%) cited convenience as the key driver for shopping on their smartphone. Other motivating factors include the ability to shop on the go (42.9%) and the growing availability of apps that make it easy to shop online (41.4%). 
• Clothing and accessories (35%), personal care and beauty products (20.9%) and movie tickets (20.4%) are the top mobile shopping purchases amongst Asia Pacific consumers. Close to half of consumers in China (46.4%), India (42.5%) and Korea (42.1%) shop for clothing and accessories on their smartphone.

Interested?

Get more information on Apple Pay

Read the WorkSmart Asia blog post on Apple Pay in Singapore

*The results are based on interviews that took place between October and December 2015 with 8,500 people aged 18-64 across 14 markets in Asia Pacific: Thailand, mainland China, Japan, Korea, Australia, Malaysia. New Zealand, Taiwan, Vietnam, Hong Kong, Indonesia, Singapore, India. and the Philippines. 

posted from Bloggeroid

RHB Now Mobile Banking app introduces flexible mobile payments

The RHB Banking Group (RHB) has launched its new RHB Now Mobile Banking app as part of its digital strategy.

Source: RHB. From left: Dato’ Khairussaleh Ramli, Group Managing Director for RHB Banking Group and U Chen Hock, Executive Director, Group Retail Banking for RHB Banking Group at the official launch of the new RHB Now Mobile Banking App. 

"Through our digital strategy, we have been focusing on creating a digital ecosystem around the lifestyle and financial needs of our customers. We are now able to connect directly with our customers, help them in their banking needs and open up innovative payment gateways to cater to the fast-paced modern lifestyles of today’s younger generation. One article reported that today, an average person checks their smart phones at least 150 times a day. And on average daily, Malaysians spend 3 hours 37 minutes on the Internet via a mobile phone," said Dato’ Khairussaleh Ramli, Group Managing Director, RHB Banking Group during the launch.

He also noted that Bank Negara Malaysia statistics show a rise in mobile banking penetration levels in Malaysia from 5.3% of the population in 2011 to 23.5% as at end-2015. "This statistic depicts the changing lifestyle of the population and the changing relationship banks have with their customers today," he said.

"The RHB Now Mobile Banking App provides our customers with a simple, fast and seamless platform to manage their banking transactions. The new and enhanced capabilities of the RHB Now Mobile Banking App will meet the lifestyle demands of our customers and the millenials. They will now be able to manage their money on the move. This is a significant milestone in our digital journey and our commitment to become the next generation digital bank,” Dato’ Khairussaleh Ramli, added.

The app presents RHB Pay Anyone, the first-in-the-market feature that enables customers to send money to familyRH members, friends and any individual using mobile numbers, email or Facebook, without the need for a bank account number. Recipients have the option to accept the transacted amount through an RHB account or any other Malaysian bank account. In addition, the overall number of steps to complete a transaction has also been reduced by 20%, by enabling shortcuts to favourite transactions.

Other highlights of the app are attractive and exclusive privileges that include discounts and purchases made via the app with products delivered to customers’ doorstep. The app also offers all other mobile banking solutions that users are accustomed to such as prepaid top-up and bill payment facilities as well as the convenience to view their account summary.

Interested?

The RHB Now Mobile Banking App is now available for downloading on Android and iOS.

posted from Bloggeroid

Singapore banks prepare customers for Apple Pay

Source: Apple Singapore website. DBS, POSB, UOB and Standard Chartered will support Apple Pay in Singapore in future.

Source: Apple website. Din Tai Fung, NTUC's FairPrice supermarkets, G2000 and Starbucks are some of the brands which will accept Apple Pay in Singapore.

Apple Singapore's website now has a dedicated page for Apple Pay, including a list of supporting banks and retail outlets. Of the banks listed, DBS and POSB have near-identical images on their websites, while UOB also has a dedicated page up. Standard Chartered has nothing for now, however.

Source: DBS website. A link on the DBS home page leads to a notice that Apple Pay is coming.

Source: UOB website. The UOB image features the Apple Pay logo. 

The DBS page explains that Apple Pay is a fast, secure way to pay that works with an Apple device owner's preferred DBS card. Contactless payments are also possible with the iPhone and Apple Watch.

"Apple Pay is the new, easy and secure way to pay using your UOB debit or credit cards," the UOB page says. "Make contactless payments in shops with your iPhone and Apple Watch. Earn the same rewards for using your physical UOB debit or credit cards."

OCBC is not listed as an Apple Pay partner in Singapore, but does have an Apple Watch app which it launched in late March. The OCBC Apple Watch app allows customers to have an easy, quick and secure access to view their account information and nearest ATM/branch location on their Apple Watch. The features are available on the OCBC Mobile Banking application for iPhone users who have a paired Apple Watch.

Aditya Gupta, OCBC Bank’s Singapore Head of E-Business, said at the time of the app launch: “We are constantly exploring advances in technology to help us make day-to-day banking more simple, accessible and meaningful for our customers. Smartwatches represent the next generation of personal mobile devices, and our Apple Watch app will offer the convenience, security and choice that customers demand when it comes to everyday banking on-the-go. This continuous innovation is what reinforces OCBC’s position as a forward-thinking bank and sets us apart when it comes to delivering the future of banking. We are confident the Apple Watch app will be a big hit with our fast-growing number of customers who are mobile and digitally-savvy.”

According to Apple, Apple Pay is a form of payment that makes uses of mobile devices as well as credit cards. The card details are not shared when Apple Pay is used, and are not stored on the device, so Apple calls it "the safer and more private way to pay". 

Credit cards have their card numbers and owners' identities visible, and swiping a card means exchanging information, Apple notes. Apple Pay creates a unique number for the credit card that is stored in encrypted form on the mobile device, which can be an iPhone, iPad or Apple Watch. During a purchase, the unique number is used in processing the payment. Since every iPhone and iPad payment requires a Touch ID (fingerprinting) or a passcode, while the Apple Watch must first be unlocked, the payments are more secure, Apple says.

Even if the iPhone or iPad is ever lost or stolen, Apple notes that the user can simply use the Find My iPhone feature to announce that the device is lost. Apple Pay is suspended for a device in Lost Mode, or the device can be wiped clean instead. The iCloud service, accessible through any Internet-connected device, can also be used to stop the ability to make payments from credit cards on an iPhone, iPad or Apple Watch.

Source: Apple website. Retailers which will support Apple Pay include 7-Eleven, BreadTalk, Giant, and Sheng Siong.

Interested?

According to UOB, Apple Pay is supported on the iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus. iPhone SE or Apple Watch, and can be used to pay within apps on iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus. iPhone SE or iPad Air 2, iPad mini 4 and iPad 3.

Merchants which want to offer Apple Pay can find out more About Apple Pay for merchants

Download or update the OCBC Mobile Banking application from the App Store. To get started, customers need to perform a one-time activation on their OCBC iPhone mobile banking app. Once the Apple Watch app is activated, account information and recent transactions can be viewed on Apple Watch, without the need to login to mobile banking. This service is available for customers using mobile devices such as iPhone 5, iPhone 5S, iPhone 6, iPhone 6 Plus, iPhone 6S or iPhone 6S Plus operating on iOS 9 and Apple Watch devices running on WatchOS2, on a single pair of Apple Watch and iPhone devices at one time. No information is stored on the phone or watch and, for increased security, customers can choose to set a passcode on their Apple Watch.

Read the WorkSmart Asia blog posts on how Singtel allows subscribers to pay with a mobile phone and for the UOB YOLO card, which allows card holders to pay with their Android phones

Read the TechTrade Asia blog posts on Adyen's support for merchants which want to offer Apple Pay and on the 2014 launch which announced Apple Pay

ABK adds NFC capabilities to Visa premium credit and prepaid cards

Source: ABK. ABK adds NFC capabilities to Visa premium credit and prepaid cards.

Al Ahli Bank of Kuwait (ABK) recently announced the launch of the all new Tap 'n' Go service that is now available for Visa premium credit and prepaid cardholders. The new service uses Visa payWave, a contactless payment technology that enables cardholders to simply wave or tap their card on contactless payment terminals without the need to physically swipe or insert the card into a point-of-sale.

Tap 'n' Go uses near field communication (NFC) technology and allows customers to conduct low value transactions in a faster, more convenient and secure way at any terminal that accepts Visa payWave.

Stewart Lockie, GM - Retail Banking at ABK said: “The launch of the new Tap 'n' Go service is one step further towards applying the Bank’s Simpler Banking strategy, which has been a priority. ABK’s Emirates Visa Infinite, Signature and Gold Prepaid Travel cardholders can apply for a Visa payWave-enabled card at any of the bank's branches.”

“Visa is pleased with Al Ahli Bank of Kuwait’s decision to implement Visa’s payWave technology, which is in line with Visa’s objectives to provide easy, secure, and convenient payment solutions to our consumers in Kuwait. Delivering a seamless payment experience to our customers is a priority for us. Visa’s innovation leadership means extending the benefits of electronic payments to more people in more places where and when they want them — whether they choose traditional cards, Visa payWave-enabled cards or smartphones with Visa mobile payment functionality,” said Amit Vij, Kuwait Country Manager at Visa.

Visa payWave is accepted globally and is specifically of value when transacting in fast-paced locations like supermarkets, and public transport in cities in Europe and in Singapore. 

Singtel invites subscribers to pay with their phones at the supermarket

A Dash reader at FairPrice.

From 17 November, users of Singtel’s Dash mobile payment app have been able to make payments with Dash at over 200 NTUC FairPrice retail outlets*, comprising FairPrice supermarkets, FairPrice Xtra hypermarkets and standalone Cheers outlets.

Gan Siok Hoon, VP of mCommerce, Consumer Singapore, Singtel, said, “As a leading fintech solutions provider, Singtel is delighted to partner with FairPrice, Singapore’s largest retailer. There are more than half a million customers who shop at FairPrice stores daily, and we are excited to offer them the choice of swift and secure payments with Dash.”

A new feature called Dash Tap and Pay** is available exclusively at Fairprice and Cheers retail stores, allowing customers with NFC Android phones and Dash installed to pay by simply tapping their phones on a reader at the checkout. Customers can also choose to pay by entering the counter code on the Dash reader at checkout counters.

Gan added, “Ultimately, when it comes to mobile payments, convenience and security matter the most to customers. To address this, we worked to improve the experience with the new Dash Tap and Pay feature, to better fulfil our customers’ mobile payment needs.”

Gerry Lee, Deputy CEO (Operations), NTUC FairPrice, said, “FairPrice continues to innovate and leverage technology to cater to the changing lifestyles of our customers and enhance their shopping experience. Dash is another step forward in our ongoing initiatives to introduce greater flexibility through additional payment options to make it more convenient for customers.”

Today, Dash has the largest mobile payment merchant network in Singapore with over 20,000 acceptance points, including Watsons, Food Republic, KOI, 7-Eleven and Topshop. Dash can also be used to pay for ComfortDelGro taxi rides without the usual administrative fees levied by other cashless payment methods. Singtel has been working to diversify payment modes for the use of Dash both in the shops and online. In October Dash partnered with online retailer Lazada.SG to support e-commerce payments.

Interested?

Read the TechTrade Asia blog post about Singtel's partnership with Lazada

Read the TechTrade Asia blog post about Etihad's cash collection methods for online purchases

The app is free to download on the Apple App Store and Google Play.

Shoppers who pay with Dash at FairPrice and Cheers outlets will enjoy 5% cashback with no minimum spend required until 31 December 2015***.

To celebrate its tie-up with FairPrice, Dash has S$12,000 worth of FairPrice gift vouchers up for grabs till 13 December. Ten winners stand to win S$300 FairPrice gift vouchers in a weekly lucky draw. Shoppers only need to pay with Dash at FairPrice and Cheers to qualify****.

*Dash is only accepted at FairPrice supermarkets, FairPrice Xtra hypermarkets and standalone Cheers and FairPrice Xpress outlets. FairPrice Finest, Warehouse Club and all Cheers and FairPrice Xpress located within Esso Service Stations are excluded.
**The Dash Tap and Pay feature is further supported with new enhancements for added security and convenience so as to provide a better user experience. Available on Android devices with the latest app version 3.2. 

***The 5% cashback promotion is capped at one redemption per customer per day. Cashback is in the form of mobile cash credited to customers’ Dash account. Promotion ends on 31 December 2015.
****S$10 minimum spend is required to qualify for the lucky draw.

Use du's mobile app to recharge prepaid mobile accounts

In a UAE first, du customers can now recharge their prepaid mobile number by using mPay. This new du service was announced today at GITEX Technology Week 2015.

Fahad Al Hassawi, Chief Commercial Officer, du, said: “As the first operator to offer prepaid recharge through mPay, we are delighted to facilitate convenience to our customers in recharging their prepaid du lines on the go. We are certain that this will be well received by our customers.”

MPay enables customers to enquire about and pay their utility bills by using the app. Du customers using Android and iOS devices can download mPay for free and register. Thereafter, they can use the app to recharge their prepaid mobile number. Additionally, du customers can use mPay to pay their outstanding postpaid mobile and home bills.

GITEX Technology Week 2015 ends October 22 at the Dubai World Trade Centre, UAE.

Interested?

Read the TechTrade Asia blog post about du's partnership with Omantel for IPTV services

posted from Bloggeroid

Smartphones poised to overtake tablets as main source of mobile payments: Adyen

Source: Adyen. Click on the  image to view a larger version.

Adyen, the global payments technology company, today published the Q3 edition of its quarterly Mobile Payments Index*, which tracks mobile payment data from web-based transactions across Adyen’s customer base from July to September. For the first time, the Index reveals information on mobile share of key local payment methods, showing that up to half of online transactions with selected payment methods are now on mobile.

The Index reveals that 47% of payments made with the Japanese card JCB were made on a mobile device. With Chinese payment methods, 35% of Alipay payments and 23% of UnionPay payments were on mobile.

“Adyen has been focusing on offering mobile-optimised checkout for years now, and with this data demonstrating that up to half of local payment method transactions are taking place on mobile, it is clear that optimising the payment flow for a smooth mobile checkout is crucial for businesses,” said Roelant Prins, Chief Commerce Officer, Adyen.

“As an example, more than one third of Alipay transactions processed by Adyen are on mobile, and customers such as Evernote and The Cambridge Satchel have reported immediate increases in conversion after offering mobile-optimised Alipay payment flow with Adyen,” he added.

Source: Adyen. Click on the  image to view a larger version.

In Q3 this year, mobile payments increased across the globe, and now account for over 30% percent of all global online transactions, compared to 28.7% in Q2 this year.

Smartphone transactions grew their share of mobile payments when compared to tablets for the ninth straight quarter. The current smartphone versus tablet share of mobile payments now stands at 66% versus 34%. This compares with 64% versus 36% in Q2 and 61.8% versus 38.2% in Q1. Even among retailers who have historically seen a relatively high percentage of online purchases from tablets, the percentage of tablet purchases declined 2% quarter-over-quarter, and now represent only 3% more of total online purchases when compared to smartphones.

*Since June 2013, the Adyen Mobile Payments Index has tracked the rapid evolution of mobile as a payment channel, providing insight into mobile payment trends for different devices and market sectors, across selected geographies and payment methods. The Mobile Payments Index is based on Adyen’s global mobile web payment transaction data, and does not track in-app mobile payments.

Singtel's Dash runs flash campaign with mystery cashback for Lazada.SG purchases

Source: Android Play Store.

Singtel's mobile payment app Dash is running a flash campaign with online retailer Lazada.SG from 2 to 9 October 2015 that offers a mystery cashback of 15% to 50%*.

During the campaign, there will be a daily Dash Happy Hour where customers have a window of up to two hours to pay on Lazada.SG using Dash as a payment mode. The exact cashback percentage will only be revealed at the end of each campaign day and will be credited to customers’ accounts within three working days.

The promotion commemorates Singtel's partnership with helloPay, the fintech platform of the Lazada Group.

“It has been an exciting year for Dash as we continue to grow our merchant network with home-grown partners and collaborating with transit operators," said Gan Siok Hoon, VP, mCommerce, Consumer Singapore, Singtel.

One of Singapore’s most popular online shopping sites, Lazada.SG offers more than 1 million products that range from household appliances, consumer electronics to apparel and jewellery. Dash customers will also receive a 5% cashback on all of their Lazada purchases until 31 December, 2015.

To make fast and secure payments on Lazada.SG, customers only need to select the helloPay option upon checkout, choose the Dash payment mode, and log in with their mobile number and PIN.

Dash has the largest mobile payment merchant network in Singapore with over 20,000 acceptance points, including Watsons, Food Republic, KOI, 7-Eleven and Topshop. Dash can also be used to pay for ComfortDelGro taxi rides without the usual administrative fees levied by other cashless payment methods.

The Dash app has been enhanced with new features including Samsung Fingerprint Scanner and Apple Touch ID authentication to provide an even more user-friendly payment experience.

Interested?

The app is free to download on the Apple App Store and Google Play. 

*Terms and conditions apply